I am looking for borrowers in default on their federal student loans who fit the following profile:

• You are/were in default on U.S. Dept. of Education federal student loans.
• Your wages are/were being garnished.
• You are/were in a rehabilitation program and you are/were making rehabilitation payments on top of your wage garnishment.
• The collections agency handling your account offered you an “accelerated” rehabilitation option whereby you agreed to make two payments in one month. However, the collections agency told you that you would have to make five months of rehabilitation payments before your wage garnishment order would be lifted (as opposed to five payments).

I am also looking for borrowers in default on their federal student loans who fit the following profile:

• You are in default on federal student loans and your account is being handled by a collections agency.
• You have received written notification during the past seven months that collections costs of 18.5% or more would be assessed on your loans through consolidation or rehabilitation.

This is for information-gathering purposes only, and this request for information is not a promise or offer of legal representation, and contacting me does not establish an attorney-client relationship. I am simply trying to get a better sense of the frequency of the above issues. If you fit either of the profiles above and would like to share your experience, please contact me by e-mail (asminsky@minsky-law.com) and provide details about your situation, as well as the name of the collections agency handling your account. Again, this is not a promise or offer of legal representation; I’m just gathering some information.

Thank you!