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Understanding Student Loan Consolidation, Modification, and Refinancing, Part II: Modification

May 27, 2015 | Adam S. Minsky, Esq. Articles Private Student Loans Student Loans 101

Many people want to better manage their student loans and optimize how they repay them. There are a variety of ways to achieve this, but (as is the case throughout many aspects of the student loan world) understanding the confusing array of options can be challenging.

In my next several articles, I’m going to give you a crash course in student loan “consolidation,” “modification,” and “refinancing.” People often casually use these terms interchangeably, but they actually can mean very different things, and it’s important to understand their definitions.

Last week, I discussed student loan consolidation. Today’s post is about student loan modification.

Student Loan Modification

A modification is a change to the terms and conditions governing the repayment of an existing student loan. Unlike consolidation, it’s not a new loan; you keep your same student loan, just with some changes (hopefully good ones).Read More

Articles Private Student Loans Student Loans 101

Understanding Student Loan Consolidation, Modification, and Refinancing, Part I: Consolidation

May 21, 2015 | Adam S. Minsky, Esq. Articles Student Loans 101

Many people want to better manage their student loans and optimize how they repay them. There are a variety of ways to achieve this, but (as is the case throughout many aspects of the student loan world) understanding the confusing array of options can be challenging.

In my next several articles, I’m going to give you a crash course in student loan “consolidation,” “modification,” and “refinancing.” People often casually use these terms interchangeably, but they actually can mean very different things, and it’s important to understand their definitions.

Today’s post is about student loan consolidation. Read More

Articles Student Loans 101

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Books by Adam S. Minsky

The Student Loan Handbook for Law Students and Attorneys

The Student Loan Handbook for Law Students and Attorneys

Student Loan Debt 101

Student Loan Debt 101: The Definitive Guide to Understanding and Managing Your Student Loans

Student Loans for Parents and Cosigners

The Student Loan Guide for Parents and Cosigners

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asminsky@minsky-law.com
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Boston, MA 02110

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