I am thrilled to announce that my first client got her student loans forgiven through the Public Service Loan Forgiveness program. It wasn’t necessarily easy, and it wasn’t necessarily quick, and she ultimately needed to request additional relief through a related program called Temporary Expanded Public Service Loan Forgiveness. But, it worked. She now has a $0 balance on her student loans, and she’s even getting refunded for some payments that she made. Incredible! I wrote about her experience in my latest article for Forbes – check it out here. And stay hopeful!
For the fourth year in a row, Attorney Adam S. Minsky has been named a Massachusetts Super Lawyer “Rising Star” for his ongoing work helping student loan borrowers. This recognition is only given to the top attorneys in the state, and it reflects Attorney Minsky’s work ethic, expertise, and dedication to helping people who have student loans.
Attorney Minsky has been sharing his expertise with many others this year, and has been invited to speak and conduct workshops across the country. He recently returned from Chicago where he taught hundreds of financial planners about student loan law at the annual Financial Planning Association (FPA) conference, and is scheduled to speak to other financial planners in New York and Wisconsin. And in the past month, Attorney Minsky has given student loan management presentations to employees at the Broad Institute in Cambridge, to AmeriCorps members via the Mass Service Alliance, and to legal services attorneys at the Boston Bar Association.
Attorney Minsky’s name will be published in Boston magazine and Super Lawyers magazine.
Time flies when you’re having fun. This month marks seven years since I went out on a limb and opened my law office devoted to helping student loan borrowers. It’s been an incredible experience. I’ve met hundreds of wonderful people over the years, and I never imagined how impactful this work could be.
To celebrate, I thought it would be interesting to go back and compile some statistics. Here are some of the highlights that I found:
- $16,153,922 in defaulted student loans resolved.
- $8,460,396 in student loans completely eliminated through negotiated settlements, disputes, and discharges.
- Over 1,000 borrowers set up on income-driven repayment plans and other paths to eventual loan forgiveness.
- Over three dozen student loan collection lawsuits dismissed.
It’s been quite a ride – but the work continues. I’m looking forward to it.
For the third consecutive year, Attorney Adam S. Minsky has been named a Massachusetts Super Lawyer “Rising Star” in recognition of his work helping student loan borrowers. This distinction is only awarded to the top 2.5% of attorneys in Massachusetts, and reflects Attorney Minsky’s unique expertise and dedication to consumer rights. Attorney Minsky’s award will be published in Super Lawyers magazine and Boston magazine.
In addition, Attorney Minsky’s student loan law blog was named a finalist for the 8th Annual Plutus Awards. The annual Plutus Awards celebrate the best in financial media. This year, the ceremony will be presented live at the FinCon Expo in Dallas, Texas, on October 28. The Plutus Awards were founded by Harlan Landes and are supported by the Plutus Foundation, a nonprofit organization that provides grant money to support opportunities for the financial media to create, develop, and administer community-based programs that enhance financial literacy, education, and empowerment.
I’m running a seminar in Boston on March 28, 2017 with a local financial planner and real estate agent on managing student loan debt while planning for home ownership. The event is FREE, but space is limited. Check it out, and sign up to attend!
Student loan payments have taken a toll on the lifestyles of college graduates for years. Even when working full time, it’s challenging to afford your monthly payments and still have a life.
With the average class of 2016 graduate coming out of school with over $37,000 in student loan debt, how is anyone supposed to be able to enjoy themselves?
Amy and Josh were just getting started, but they were already struggling. Amy had just completed nursing school, while Josh had just graduated from the police academy. They had two young children, and were struggling to keep up with massive private Navient student loan payments that they could barely afford.
That’s when they got a call from a company called “Consumer Protection Counsel” (CPC). CPC promised that if Amy and Josh simply stopped paying their private student loans – and started paying CPC instead – CPC’s team of experts and attorneys would protect them from Navient, and their private student loans would either be canceled or deemed uncollectible. Their credit histories would be protected and even repaired. All they had to do was sign a contract and pay a monthly fee. The deal seemed too good to be true, but Amy and Josh felt trapped by their student debt, and they didn’t know what else to do. After a series of high-pressure phone calls from CPC, they signed on the dotted line and began sending monthly payments to CPC – and stopped paying Navient.Read More
Attorney Adam S. Minsky has been selected as a Massachusetts Super Lawyer “Rising Star” for the second consecutive year, in recognition of his groundbreaking work helping student loan borrowers. This distinction is only awarded to the top 2.5% of attorneys in the state, and reflects Attorney Minsky’s expertise and commitment. His name will be published in Super Lawyers magazine and Boston magazine in November.
Nationally recognized student loan attorneys Heather Jarvis and Adam S. Minsky have joined forces to provide a comprehensive student loan training for financial planners. The intensive Student Loan Workshop is designed to provide financial planners with the business know-how and the subject matter expertise to advise student loan borrowers with confidence.
Here are the details:
- When: Sunday, Sept. 18, 2016, 8:45 am – 4:45pm (right before the XYPN conference and FinCon2016)
- Where: Sheraton San Diego Hotel and Marina
- Credits: Financial planners can get up to 8 Continuing Education credits.
The workshop will focus on the following topics:
- Service offerings and fees
- How to get started
- Where to find support
- How to interview your clients
- Student loan interest rates
- The pros and cons of consolidation
- Repayment and forgiveness
- The private refinancing market
- Impacts on retirement strategy
- Student loans and mortgages
- Proposed reforms
Interested? Spots are limited, so register now!
Check out these upcoming events where I’ll be presenting on student loan law:
- February 4, 2016: Missouri Bar CLE, “Introduction to Student Loan Law” (rebroadcasted webinar).
- February 8, 2016: Northeastern University School of Law, “Student Loan Repayment Information Session.”
- February 9, 2016: Women’s Bar Association of Massachusetts, New Attorneys Committee, “Navigating and Managing Student Loan Debt.”
- February 19, 2016: Boys & Girls Club of Boston, “Professional Development Day.”
- March 16, 2016: Northeastern University School of Law, “Student Loan Repayment Information Session.”
Attorney Adam S. Minsky has been named a Massachusetts Super Lawyer “Rising Star” for 2015. This distinction is only awarded to the top 2.5% of attorneys in the state, and reflects Attorney Minsky’s groundbreaking work in student loan law during the past several years. His name will be published in Super Lawyers magazine and Boston magazine in November.
More exciting announcements about the Law Office of Adam S. Minsky are coming soon, so stay tuned!