Amy and Josh were just getting started, but they were already struggling. Amy had just completed nursing school, while Josh had just graduated from the police academy. They had two young children, and were struggling to keep up with massive private Navient student loan payments that they could barely afford.
That’s when they got a call from a company called “Consumer Protection Counsel” (CPC). CPC promised that if Amy and Josh simply stopped paying their private student loans – and started paying CPC instead – CPC’s team of experts and attorneys would protect them from Navient, and their private student loans would either be canceled or deemed uncollectible. Their credit histories would be protected and even repaired. All they had to do was sign a contract and pay a monthly fee. The deal seemed too good to be true, but Amy and Josh felt trapped by their student debt, and they didn’t know what else to do. After a series of high-pressure phone calls from CPC, they signed on the dotted line and began sending monthly payments to CPC – and stopped paying Navient.Read More